Next Wave Options

Independent life insurance and retirement income agency serving Salinas and Monterey County.

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We answer in English or Spanish. A first conversation is free and carries no obligation.

Roberto Morales

Roberto Morales

California Insurance License #0G97165 · 15+ years in the field · English and Spanish

Call us

(831) 821-1510

Where we meet

By video, by phone, or in person anywhere in Monterey County

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Preferred language
A policy you want reviewed, a rollover you are weighing, a quote you want checked. Please do not include account numbers.

We are a licensed insurance agency, not a registered investment adviser. Nothing sent here creates coverage.